Along with investing for the future and saving for retirement, securing insurance is one of the most important economic decisions you’ll make. Insurance provides a financial safety net for your loved ones, guaranteeing they are financially protected should something happen to you. Our team of experts at Investment Planners can help you determine how much insurance you need and what type of life insurance is right for you. Let us help you protect the ones you love both now and in the years to come.
Long Term Care/Home Health Care Plans
Everyone knows nursing home and home health care costs can be huge. Let us show you how to move some of your assets into a plan to protect from nursing home expenses.
Term Insurance is inexpensive, and it’s for a “term” of years and an amount you decide on. A 20-year term simply means the rate never go up for 20 years. Give us a call for a quick quote.
Disability-Group and Individual
Many people have health insurance to cover their health, but what about their paycheck? Disability insurance will pay you directly if you become sick or in an accident to help you with the extra costs incurred if you’re unable to work. You can use it to pay your bills that you may have for your out of pocket.
Funeral Expense Trusts
You can set aside funds for funeral expenses in an irrevocable funeral expense trust. This will ensure that the benefits for your funeral will be there when needed. It protects your assets that are in this trust from nursing home expenses, if that would so happen.
We are here to help you! Please give us a call and we will take the time to find the right options for you.
The home office Investment Planners, Inc. is not affiliated with all insurance products mentioned here.
SECURITIES & INVESTMENT ADVICE OFFERED THROUGH INVESTMENT PLANNERS, INC, (MEMBER OF FINRA/SIPC), AND IPI WEALTH MANAGEMENT, INC. 226 W. ELDORADO ST., DECATUR, IL 62522. 217-425-6340